Why DDA Housing Scheme 2017 is the best housing scheme to invest
2 years ago sarkariadmin 0
Why DDA housing scheme 2017 is the best housing scheme of the year to invest in
Housing is one of the basic requirements for human survival. From the social point of view, the house provides significant economic security and status in the society. For a shelter, less person house brings about a profound social change in his existence endowing him with an identity and gives scope for integrating himself with his immediate social milieu.
Further, it will have a direct effect on the health, education, and efficiency of the workforce and their families. On the other hand, a person living in any unhygienic and improper house is likely to suffer from fall in his productivity, deterioration in health condition and lead to family unrest and even fall prey to bad habits. Thus, housing occupies an indispensable position in the day-to-day life of any person.
DDA housing scheme 2017 is one of the flat scheme launched by Delhi Development Authority.This body initiated its activities first in 1967 and played a pivotal role in the provision of million houses to the denizen of Delhi. DDA has been constructing houses in Delhi in every nooks and corner according to the requirements and purchasing capacity of a different grade of society.Delhi is the second most populated city of India where thriving becomes a challenge for the people coming there from different parts of India.
Delay in the launch of DDA Housing scheme 2017:
DDA has been rigorously facing a delay in its launch in the past six months. DDA’s housing scheme offering 13,000 flats, which was to be launched on January 26, got delayed as infrastructure was yet to be developed.
Read More >> DDA Flat scheme is to launch this month
It was expected to be launched in April but got delayed due to monetization drive as banks were suffering transactional problems.It was expected to be launched after the MCD elections but that too could not happen.Now after the final approval has been taken from the lieutenant governor for the auction of 13,000 flats, it’s expected to be launched by the end of June.
Location and Facilities:
Senior officials have been instructed by lieutenant governor Anil Baijal, who is the head of DDA, to ensure that adequate public transport connectivity and other services are available before the opening of flats under its new housing scheme.Proper Infrastructure is developed and facilities such as parks, water supply, gymnasiums and shopping complexes are made available.
Read More >> Documents required for DDA Housing Scheme in Hindi
Under the scheme, the authority will offer 13,000 flats at locations such as Sarita Vihar, Jasola, Dwarka, Pitampura, Sukhdev Vihar, Narela, Rohini, Jahangirpuri, Loknayakpuram, Dilshad Garden, Paschim Vihar, Bindapur and Mukherjee Nagar.
To ensure transparency customers can inspect the houses before they book.This way they can examine the conditions and other facilities provided.
Online booking and application process:
DDA brochure costs RS 150 and PAN card is required for ID proof with no compulsion to have Aadhar card.
Forms will be available at 99 branches of Bank of Baroda, 48 of Yes Bank, 118 of Axis Bank, 84 of IDBI bank, 50 of Kotak Mahindra Bank, 29 of State Bank of India, 28 of Central Bank of India and 6 of HDFC in Delhi.Applicants can also avail loan from these banks in an easy and fast way. If a homebuyer withdraws before the draw, the entire amount will be refunded without any interest. However, no refund will be made if an allottee wants to surrender his flat or apply for cancellation of the allotment.
- Any Indian citizen 18 years and above can apply.
- If an applicant already owns a flat in his/her spouse/child’s name then he is not eligible.
- Only one applicant can apply once in a year
Costs in accordance with Grade:
HIG (Higher Income Group)
- Rs 41.62-140.21 lakh
- Area -77.57 to 142.46 square meters
- 1 drawing room,3Rooms,1 Kitchen,1 bathroom and a toilet
MIG (Middle Income Group)
- RS 30.23-70.07 Lakh
- Area -64.04 to 109.88 square meters
- 1 drawing room,2Rooms,1 Kitchen,1 bathroom and a toilet
LIG (Lower Income Group)
- Rs 14.95-28.54 Lakh
- Area -28.34 to 52.63 square meters
- 1 drawing room,1 bedroom,1 Kitchen,1 bathroom and a toilet
- Rs 11.67-77.57 Lakh
- Area -24.19 to 77.57square meters
- Complete ownership of land with independent dwelling unit.
- Rs 6.68-15.15 Lakh
- Area -18.85 to 30.45 square meters
- 1 drawing room,1 bedroom,1 Kitchen,1 bathroom
DDA is trying to make the entire registration process online in order to avoid heavy traffic of people gathered at its offices and also to make the system paperless.
In Delhi 99.10% families live in pucca, 0.68% in semi-pucca, and 0.22% in the kutcha type of structure as against the All India average of 74.6% in pucca, 18.4% in semi-pucca and 7% in the kutcha type of houses.
In such a scenario it’s only these schemes which provide an easy ladder of help for the millions of people of Delhi.
Application and Booking Process:
DDA has roped in eight banks to help with the application and booking process. five private and three government — for the scheme. Forms will be available at select branches of these banks in Delhi only. Sources in DDA said that 99 branches of Bank of Baroda, 48 of Yes Bank, 118 of Axis Bank, 84 of IDBI bank, 50 of Kotak Mahindra Bank, 29 of State Bank of India, 28 of Central Bank of India and 6 of HDFC will be on board.Home loans can also be sanctioned in a very convenient way with these banks.
Dda Housing Scheme brochure costs around 150.Pan Card as an identity proof is required with no compulsion to have Aadhar card
DDA screening process for DDA Housing Scheme 2017:
- Any Indian Citizen 18 years and above is eligible to apply.
- If the applicant already owns flat in his/her spouse/child’s name in Delhi then he cannot apply.
- One applicant can apply only once in a year.
Unsuccessful Allotment of DDA Housing Scheme 2014:
All of these flats were, in fact, offered in the previous schemes, but were later surrendered by allottees because of poor construction, infrastructure, and other facilities. A total of 11,544 flats were either surrendered or allotments were canceled for various reasons. A majority of the flats were one bedroom, hall, and kitchen (BHK).
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