Download Application forms DDA Housing Scheme 2017 launched

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DDA Housing Scheme 2017

Delhi Development Authority is going to announce its upcoming and most awaited DDA housing scheme 2017 for affordable flats in Delhi. Under its news housing scheme, Delhi Development Authority is offering 13,148 flats in Delhi. These flats are on seven multiple locations of Delhi including SaritaVihar, Jasola, Dwarka, Pitampura, SukhdevVihar, Narela, Rohini, Jahangirpuri, Loknayakpuram, Dilshad Garden, PaschimVihar, Bindapur and Mukherjee Nagar.

Download Application form DDA Housing Scheme 2017 – complete details

Here in this article I will provide you complete information about Delhi Development Authority Housing Scheme 2017 – Latest updates, news, happening and events about the DDA housing scheme 2016 such as launch dates, online application forms, brochure, information booklet, registration procedure, eligibility criteria, list of bank, How to get loan, banks branches, important dates of affordable housing scheme, payment procedure, list of successful applicants and final DDA draw results and everything you need to know before to apply for the scheme.

DDA Flats Scheme is the most awaited housing scheme which may be going to announce in May 2107 for various categories of flats such as  EHS, LIG, MIG and HIG categories in different areas of the capital city.

List of Bank Branches Tied-Up for DDA Housing Scheme 2017 Application Forms

Delhi Development Authority has already delayed the scheme for its work of construction so it has decided to launch its ambitious scheme “DDA Housing Scheme 2017” and it is expected to roll-out this month in May in India’s Capital.

It is a good news for a lot of people has been waiting for this scheme from one year.

For the convenience in the scheme, DDA has a tie-up with eight bank branches for DDA Housing Scheme 2017 and the list includes five private banks and three government banks. In DDA Scheme 2014, 13 banks had tied up for the scheme.

List of 8 Banks approved by DDA Development Authority – Booking /Online Transaction /Payment

  • Bank of Baroda
  • Yes Bank
  • Axis Bank
  • IDBI Bank
  • Kotak Mahindra Bank
  • State Bank of India
  • Central Bank
  • HDFC Bank

Note that – Cost of application form has still not been decided by DDA Authority which will be announced by DDA authority at the time of launch.

Download Brochure for DDA Housing Scheme 2017

To download the brochure for DDA Housing Scheme will be available on the Official Website of DDA after it will launch the scheme. The cost of brochure cum application form was Rs. 150/-.

The cost for the brochure will have to be paid on the time of submission.If you download the application form from DDA‘s official website, the cost to be paid at the time of submission.

List of Selected branches to download the application form for DDA Flats scheme

  • 99 branches of Bank of Baroda
  • 48 branches of Yes Bank
  • 118 branches of Axis Bank
  • 84 branches of IDBI bank
  • 50 branches of Kotak Mahindra Bank
  • 29 branches of State Bank of India
  • 28 branches of Central Bank of India
  • 6 branches of HDFC

DDA Authority has decided that application form will b available only on the selected branches of the bank as shown above.

  • The upcoming DDA housing scheme 2017 will come with online booking facility and these banks will provide a gateway for online transactions and the refund of registration amount will also be handled by these banks. In the case of refund or transfer of money, the only electronic mode will be used with no paper transaction.
  • Important Note – The DDA Development authority has also decided that if the buyer denies taking the possession of the flats then they will not have the option of ‘surrendering’ it. The land owning agency will forfeit the entire registration money which is Rs 2 lakh for HIG and MIG flats and Rs 1 lakh for LIG and Janta flats.


Sample Home Loan Eligibility – Employment Status – Salaried | Annual Income – Rs. 5 Lacs | Property Value – Rs. 75 Lacs | Tenure – 20 Yrs
Bank Name Interest Rate Emi (per Month) Eligible Loan Amount
ICICI Bank 8.65% – 8.85% Rs.16748 – Rs.16992 Rs. 1909000
HDFC Bank 8.50% – 9.05% Rs.18411 – Rs.19156 Rs. 2121487
SBI 8.60% – 8.65% (For Women)
8.65% – 8.70% (For Others)
Rs.16688 -Rs.16748 (For Women)
Rs.16748 – Rs.16809 (For Others)
Rs. 1909000
Fed Bank 9.57% – 9.82% Rs.27266 – Rs.27744 Rs. 2910844
DHFL 8.60% Rs.18248 Rs. 2087470
LIC Housing 8.50% – 8.70% Rs. 22048 – Rs. 22371 Rs. 2540650
Bajaj Finserv 8.85% Rs.18693 Rs. 2100100
PNB Housing Scheme 8.50% – 9.10% Rs.18108 – Rs.18909 Rs. 2086681
Axis Bank 8.65% Rs.16748 Rs.1909000
Allahabad Bank 8.85% Rs.17802 Rs.2000000
Shubham Housing Development Finance Company 12%-14%(For Salaried) – 15%-17%(For Self-employed) Rs. 22,022-Rs.24,870(For Salaried) – Rs.26,336-Rs.29,336(For Self-employed) Rs.2000000
Union Bank of India 8.75% – 8.80% Rs.17,674 – Rs.17,738 Rs.2000000
Bank of India 8.65% – 8.70% Rs.17,547 – Rs.17,610 Rs.2000000
India bulls Housing Finance Limited 8.65% – 8.85% Rs.17,547 – Rs.17,802 Rs.2000000
Corporation Bank 9.60% Rs.18773 Rs.2000000
L&T Housing Finance 9.90% Rs.19168 Rs.2000000


Following are eligible to apply for a Home Loan:
• Salaried individuals
• Self employed professionals/businessmen

You can include your spouse/parents/children as co-applicant if you require higher eligibility subject to maximum of three applicants..

Home Loans Eligibility Factors

Home Loan is an easy option for buying a house, but getting the required and apt amount depends upon many factors. Below are some important factors, which play a vital role in deciding the loan amount.

Monthly Income

Your monthly income will determine the chances of returning the loan and timely payments of EMIs. If you are salaried person, your monthly income and if you are self-employed, in that case your annual profit would decide your home loan maximum eligibility.

The loan amount basically depends upon the net income of an individual. Most of the banks lend a home loan up to 60 times of an individual’s net income. For instance, if your take home salary is Rs. 30,000, you are eligible to get a loan of around Rs.18 lakhs

Other EMI

This EMI is the monthly EMI, which you have already taken from any bank and now you are still repaying it.

Available Income

It is considered on the amount left with you after deduction of any EMI amount that you are currently paying for any kind of loan. Your Home Loan Eligibility will be calculated after deductions of the EMIs that you are paying.

Property Attributes

Generally, the banks provide maximum up to 85% of loan against the value of property. Therefore, if you want a home loan for buying a property of Rs. 50 lakhs, the maximum amount you can get is 85% of that i.e.42.50lakhs.
Banks also consider other specific criteria before accepting the property for granting a loan. The banks have specific norms to take consent such as the minimum area requirements for a flat which may be carpet area of built-up area. The banks also consider the age of the property, the location, reputation of the builder if it’s a builder property. The banks also conduct a minute analysis to check whether the property is disputed or clear, whether the bank is free from any encumbrances, etc.

Duration of Loan (Years)

It is one of the most important factors that you should always consider before taking a home loan. Generally, it refers to the number of years for which you want to opt for loan. Longer the tenure, higher will be the interest paid and lower will be the amount of EMI and vice-a-versa.

Interest Rate (in percentage)

Presently, there are numerous banks which offer home loans, whether nationalized, private or foreign banks. Every bank offers different rate of interest according to the profile of the customer. Hence, it is really important that before selecting a bank to take a loan you must compare the quotes from various banks. It is always advisable to check full details in advance for doing a better comparison.


EMI stands for equally monthly instalment; you need to pay a particular amount for the Home loan that you have taken.

Eligible Lone Amount

The net loan amount for which you are eligible for your Home loan is said as Eligible Loan Amount. The loan amount that a Bank can sanction you.

Credit History

The credit history of an individual plays a really crucial role in deciding the amount of the loan. This report is generated by the credit card companies regarding the outstanding credit history of an individual. On the basis of this information the individual is given a credit score.


Age also plays a crucial role in determining the eligibility for a home loan. One has to attain a minimum age of 21 to apply for a loan. The minimum age requirement may be different for different lending institution. The maximum age may vary from 58 to 65 years depending on the income source of the individual. The age also determines the tenure and EMI of the loan.

If you want to increase the eligibility for having a loan you can have a co-borrower and into this way you can enhance your eligible income. Applying in the category of co-borrower increases your chances of loan approval without much complications. Although, banks allow only certain relationships to become the co-applicant. In this category friends and relatives who are not in direct blood relation are not eligible.


Some of the features of home loans offered by different banks

Name  Loan Amount Minimum Salary Requirements Tenure
SBI Home loan  It will be determined taking into consideration such factors as applicant’s income and repaying capacity, age, assets and liabilities, cost of the proposed house/flat etc. Not Available Maximum 30 years or up to the age of 70 years of the borrower whichever is early.
ICICI Bank Home Loan It depends on the repayment capability and is restricted to a maximum of 80% of the property value. Not Available Maximum 20 years
HDFC Ltd Home Loan Max amount up to 80% of the value of the property and also depend on the repayment capacity of the individual Not Available 20 years for loans under fixed rate and 30years under adjustable rate home loan products
Axis Bank Home Loan Minimum Rs 3lacs Not Available Max. tenure is 25 years for salaried customers
And 20 years for self-employed customers.
Axis Bank-Empower home loan scheme –a home loan for self- employed individuals Minimum Rs 10 lacs
Maximum  Rs 100lacs in tier 1 & tier 2 cities and Rs 50 lacs in other cities
Not Available 15 years and age of the borrower should not exceed 65 years of age at the time of maturity.
Bank of Baroda Maximum loan amount Rs 100 lacs, maximum finance up to 75-85% of the project cost.
The loan eligibility is as follows
Gross monthly income Rs 20,000-36 times of the gross monthly salary
More than Rs 20,000-to Rs 1 lac-48 times of   the gross monthly salary
More than Rs1lac-84% of the gross monthly income
Not Available Max tenure is 25 years
Citibank Home loan Min Rs 5 lacs and Max. up to Rs 10 crores Not Available Max tenure up to 25 years.
HSBC Bank Min. Rs 2 lacs and max Rs 10 crore Not Available For salaried customers its 25 years and for others 20 years
LIC Housing Finance Min. Rs 1 lac and max. Rs 150 lacs. Generally the loan is extended up to 85% of the property value. Not Available Max. 25 years. The term for the loan will under no circumstances exceed the age of retirement or completion of 70 yrs of age whichever is earlier

Check Your Eligibility For Home Loans with Various Banks

SBI, HDFC, Axis Bank, Bank of Baroda, Bank of India, Union Bank, DHFL, LIC Housing, SBP, Canara Bank, Allahabad Bank, ICICI Bank, Yes Bank, Citibank, PNB, UCO Bank, India bulls& others.

Use this tool for calculate your Home Loan Eligibility in Various Cities of India: List Below

Delhi/NCR, Mumbai, Kolkata, Chandigarh, Chennai, Bangalore, Ahmadabad, Jaipur, Aurangabad, Baroda, Bhiwadi, Bhopal, Bhubaneswar, Cochin, Coimbatore, Cuttack, Dehradun, Delhi, Faridabad, Ghaziabad, Gurgaon, Guwahati, Hosur, Hyderabad, Indore, Jabalpur, Jamshedpur, Kanpur, Kochi, Lucknow, Ludhiana, Madurai, Mangalore, Mysore, Mumbai, Nagpur, Nasik, NaviMumbai, Noida, Patna, Pune, Ranchi, Raipur, Rewari, Sahibabad, Surat, Thane, Thiruvananthapuram, Trivandrum, Trichy, Vadodara, Vishakhapatnam, Vizag


DDA Housing Scheme 2017 Flat Locations:
SaritaVihar, Jasola, Dwarka, Pitampura, SukhdevVihar, Narela, Rohini, Jahangirpuri, Loknayakpuram, Dilshad Garden, PaschimVihar, Bindapur and Mukherjee Nagar.

Eligibility Criteria for DDA Housing Scheme 2017:
Any Indian citizen completed the age of adult (18 years) can apply for DDA new scheme 2017, however you are not eligible to fill application form for houses in the scheme, if you already own a flat or plot in your or your spouse/child’s name in Delhi.

If I’m applying can my husband/wife also apply? Yes, both of you can apply separately. However, if both of you are allotted flats, only one can be retained.

Price/Cost of Flats by category DDA Housing Scheme 2017

Janta Flats (18.85 – 30.45 sqm) Rs.6.68 lac to Rs.15.15 Lakh
EHS Flats (24.19 – 77.57 sqm) Rs.11.67 lac to Rs.77.57 Lakh
1 Bedroom LIG Flat (28.34-52.63 sq mt) Rs.14.95 lakh to Rs.28.54 Lakh
2 Bedroom MIG Flat (64.04 – 109.88 sq mt) Rs.30.23 lakh to Rs.70.07 lakh
3 Bedroom HIG Flats (77.57 – 142.46 sq mt) Rs.41.62 lakh to Rs.1.40 crore

Price Range, Area, and Location of Flats DDA Housing Scheme 2017

Rs.37.5 lakh – 1.2 crore Rs.42 lakh – 69.60 Lakh Rs.14.34 Lakh – 27.85 Lakh
3 bedroom Flats Area – 84.82 – 156 sqm 2 Bedroom Flats Area – 33.29 – 126.17 sqm 1 Bedroom Flats Area – 31.34 – 73.99 sqm
Rohini – 14 Flats Narela – 396 Flats Rohini – 11046 Flats
Jasola – 4 Flats Mukherjee Nagar – 112 Flats Narela – 9472 Flats
Mukherjee Nagar – 1 Flat Rohini – 19 Flats Dwarka – 2362 Flats
Shalimar Bagh – 1 Flat KalyanVihar – 16 Flats Rs. 5.87 Lakh – 9.95 Lakh (EWS flats price)
Motia Khan – 1 Flat Jahangirpuri – 8 Flats Area: 18.85 – 40 sqm

For Apply Online for DDA HOUSING SCHEME 2017,Please Visit on following Banks links and Helpline Numbers with contact person,E mail ID as below:

Central Bank of India –
State Bank of India –
Axis Bank-
HDFC Bank –
IDBI Bank –
Kotak Mahindra Bank –
Yes Bank –
Kotak Mahindra Bank –

Delhi Development Authority May Bring Next Housing Scheme Completely Online

From “application to refund”, the Delhi Development Authority (DDA) is mulling making its next housing scheme a completely online affair to reduce the long queues of flat aspirants at its headquarters. As per recent reports, about 11,000 flats are to be offered under Housing Scheme 2016. The flagship Housing Scheme 2014 offered 25,040 flats across categories, with prices ranging between Rs. 7 lakh and Rs. 1.2 crore.

List of Documents required to be submitted for DDA Housing Scheme 2017

Check the below list of all documents required for DDA Flats 2017.Note that – during the time of submission of application form under the


2017 DDA Housing Scheme – At the time of submission of Application form in a Bank only Pan Card or Aadhaar Card Number is Required. with Registration fees of Rs. 1 lac for general and Rs.10000 for EWS Category.

  1. Application Form duly filled.
  2. Undertaking duly attested by Notary Public/Magistrate Ist class.
  3. Affidavit duly attested by Notary Public/Magistrate Ist class.
  4. Indemnity bond duly attested by Notary Public/Magistrate Ist class.
  5. Copy of POA(S) along with Sale Agreement(Where application is made by attorney),duly attested by Notary Public/Gazetted Officer
  6. Proof of Physical Possession of the person in whose name the conversion is sought viz. copy of possession letter or slip/House Tax receipt/ration card/passport/driving license/I card etc. duly attested by Notary Public/Gazetted Officer.
  7. One attested passport size photograph and 4 attested specimen signature of the person in whose favor the Conversion is sought.
  8. Details/Proof of Payment of ground rent(If Any)
  9. Copy of Lease deed/sub-lessees deed/conveyance deed/allotment letter duly attested by Notary Public/Gazetted Officer.
  10. Copy of N.O.C from the mortgagee duly attested by Notary Public/gazetted Officer(If any)